Privacy Policy

    Your details are important to us

    Privacy Policy

    If we refer to “we” or “us” in this Privacy Policy, it will relate to Loans For Bad Credit. This privacy policy applies to loansforbadcredit.co.uk only. 

    We believe that you deserve the utmost respect regarding the security and use of your personal information, therefore we have described how we look after your information as clearly as possible.

    Our Privacy Policy refers to both while you have a loan with us and afterwards.  When you see the word “You” throughout this Privacy Policy this will mean the customer.  We regularly review our Privacy Policy to ensure that we continue to serve your privacy interests. We reserve the right to update our Privacy Policy at any time, although any changes will be posted on to our website. 

    We encourage our customers to review this page on a regular basis to acknowledge the latest changes and information on our privacy practices.  We are fully committed to keeping your personal information confidential and will only give it to others for the purposes set out in this Privacy Policy. 

    If you have any questions or complaints regarding our Privacy Policy or practises, then please contact us at info@loansforbadcredit.co.uk 

    For the purpose of the Data Protection Act 1998, the Data Controller is Loans For Bad Credit. 

    1 Security

    We fully appreciate how important it is to protect and manage the information you share with us.  We use computer safeguards such as firewalls and data encryption.  We also enforce strict access to buildings and files and only authorise to those employees who require it to fulfil their job responsibilities.  We also confirm that when you share data with us through our website, all information shared is protected by secure socket layer (SSL) encryption. 

    All our security satisfies industry standards and we are always constantly monitoring any internet development that may enhance security for the better and will in turn change to these when we are able to do so. 

    2 Collecting You Information 

    We will collect information from you in many ways:

    Information you provide to us through our websites and applications

    Information you provide through communications with us

    From any outside sources such as banks, credit reference agencies, customer service providers who help us with any verification or credit related decisions. 

    3 Use Of Your Information 

    We Will Hold & Use The Following Details About You

    You name, address, phone numbers, email addresses, date of birth, employment and banking and financial details. 

    Demographic and lifestyle information

    Information that we receive when making a decision about you, your loan application, which includes information from credit reference agencies

    Details of the loans you have and have had with us including your transactions

    Details of when you contact us and when we contact you

    If you change your bank account and your old bank informs us that you have changed then we will hold the new bank account details and use them to operate your account. 

    We do not hold any data once it has been transferred to the lender for your loan application.

    5 Transfer Of Information

    We will transfer your personal information to other lenders in order for them to search and help you find a loan.  If we do so we will ensure to the best of our ability ensure the information is held securely to standards at least as good as ours. 

    6 Access To Your Information

    Under the Data Protection Act 1998, you have a right to access certain personal records we hold about you.  This is called a Data Subject Access Request, which you can make in writing to info@loansforbadcredit.co.uk A £10 fee is Payable 

    7 Third Party Links

    Our site may have links to 3rd party websites. If you do freely follow a link to other site then please remember that these sites have their own policies on privacy and we cannot be held liable for any privacy issues raised. 

    8 Social Media Platforms

    Our website can include social media platforms such as Facebook and Twitter.  These sites may collect your IP address, which pages you are visiting on our site and may set up a cookie to ensure that the function operates correctly.  All social media sites are governed by the privacy policy of the company providing it. 

    9 Contact Us 

    You can contact us at info@loansforbadcredit.co.uk

    Authorised and regulated by the Financial Conduct Authority 763132

    Warning: Late repayment can cause you serious money problems. For help, go to the MoneyAdviceService.org.uk 

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