Your Privacy Is Important To Us
We believe that you deserve the utmost respect regarding the security and use of your personal information, therefore we have described how we look after your information as clearly as possible.
For the purpose of the Data Protection Act 1998, the Data Controller is Loans For Bad Credit.
We fully appreciate how important it is to protect and manage the information you share with us. We use computer safeguards such as firewalls and data encryption. We also enforce strict access to buildings and files and only authorise to those employees who require it to fulfil their job responsibilities. We also confirm that when you share data with us through our website, all information shared is protected by secure socket layer (SSL) encryption.
All our security satisfies industry standards and we are always constantly monitoring any internet development that may enhance security for the better and will in turn change to these when we are able to do so.
2 Collecting You Information
We will collect information from you in many ways:
Information you provide to us through our websites and applications
Information you provide through communications with us
From any outside sources such as banks, credit reference agencies, customer service providers who help us with any verification or credit related decisions.
3 Use Of Your Information
We Will Hold & Use The Following Details About You
You name, address, phone numbers, email addresses, date of birth, employment and banking and financial details.
Demographic and lifestyle information
Information that we receive when making a decision about you, your loan application, which includes information from credit reference agencies
Details of the loans you have and have had with us including your transactions
Details of when you contact us and when we contact you
If you change your bank account and your old bank informs us that you have changed then we will hold the new bank account details and use them to operate your account.
We do not hold any data once it has been transferred to the lender for your loan application.
5 Transfer Of Information
We will transfer your personal information to other lenders in order for them to search and help you find a loan. If we do so we will ensure to the best of our ability ensure the information is held securely to standards at least as good as ours.
6 Access To Your Information
Under the Data Protection Act 1998, you have a right to access certain personal records we hold about you. This is called a Data Subject Access Request, which you can make in writing to email@example.com A £10 fee is Payable
7 Third Party Links
Our site may have links to 3rd party websites. If you do freely follow a link to other site then please remember that these sites have their own policies on privacy and we cannot be held liable for any privacy issues raised.
8 Social Media Platforms
9 Contact Us
You can contact us at firstname.lastname@example.org