These UK mobile networks have the best acceptance rate for people who need bad credit mobile phones.
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Bad Credit Loans > Bad Credit Mobile Phones > Mobiles
A bad credit history can make it difficult to get a mobile phone, we can help those of you with a bad credit rating. Our bad credit mobile phones guide will show you how easy it can be to get the mobile phone you need.
Popular bad credit mobiles include the HTC Desire HD, HTC Mozart, Apple iPhone the HTC Legend and the Nokia 2730.
The good news is that there are a few major networks who provide mobile phone contracts for people with bad credit and we have the details you need, the mobile phone networks we list generally have a higher approval rate than any others within the UK which means you could have a brand new phone very soon even if you have had CCJs in the past or a longterm bad credit record.
Tips For Getting A Bad Credit Mobile Phone
There are a few hints and tips you should follow to give yourself the best chance of getting the bad credit mobile phone you are looking for. Although these tips cannot guarantee you will be accepted, from our experience they can help and by having a mobile credit agreement you can improve your credit score overtime.
Tip 1: Apply directly to the mobile phone network, this is a great way of getting the bad credit mobile contract you want and provides a higher acceptance rate. Check out our "Top 3 Bad Credit Mobile Deals" above and follow the links, those networks have been proven to accept people with bad credit.
Tip 2: Choose cheap monthly tariffs or the latest mobile phones. When you sign up for a mobile contract your credit score is checked, if the monthly plan you applied for is expensive (usually the case with the latest handsets such as the Apple iPhone) the network will be more likely to decline your application.
Tip 3: SIM Only contracts are a good alternative to monthly phone plans that include new phones as part of the deal. Although a credit check is still required, the monthly cost of SIM only deals is usually much lower and as such, the acceptance rate is the highest available. SIM only contracts are ideal for people with bad credit who already own a mobile phone.
iPhone Bad Credit
Apple phones are extremely popular and anyone can own one and get a data tariff to get the most from the handset, having bad credit does not matter.
LG Viewty Snap, LG Optimus
LG smartphones are increasingly stylish and every model offers more features than before, you can buy an LG phone even with an adverse credit history.
Bad Credit Mobile Contracts
With so many people stuck with an adverse credit history these days it isn't so much of an issue than it may have been previously to sign up for a mobile phone. Mobile contracts for people with bad credit are readily available and no more expensive than the usual good credit contracts, an alternative to a monthly contract would be a SIM-only deal, this is very similar to a pay-as-you-go but you would need to supply your own mobile phone. The benefit of this type of deal is that is does not include any type of credit check, they are often known as no credit check mobile phones contracts.
Mobile phone networks within the UK vary in terms of what they allow bad credit mobile applicants to sign up for, we specialise in helping people with bad credit and have researched all of the main phone networks including Orange, O2, T-Mobile, Vodafone, Three and Virgin Mobile to come up with a final list of those networks that you should buy a bad credit mobile contract from and rest assured you're getting one of the best deals available.